How to build your credit with secured credit cards
Whether you'd like to rebuild your credit after some financial missteps, or have no credit history at all, it could be difficult to qualify for a traditional credit card. However, there is one plastic...
View ArticleHow to build credit without cards
No matter where you go or what you do, someone will eventually want to pull your credit report. It's not just for getting a mortgage, either. Insurers, landlords, cell phone providers, and even some...
View ArticlePrepaid or secured card: Which is best for you?
People love the convenience of whipping out a credit or debit card issued from their bank. These kinds of cards dominate the spending habits of consumers, according to a July 2014 update of the 2013...
View Article5 steps to repairing bad credit
Facing down your credit mistakes can be frightening, but it's not a hopeless battle. “There are ways to get back to a sound financial footing even after some missteps as it relates to credit,” says...
View Article4 things authorized users should know
The fastest way to build your credit history is to get a credit card. But what if you don't qualify? You can get a secured card to help you establish your credit history, which means you put down a...
View Article5 credit steps to take before house hunting
As house-hunting season gears up, you and other prospective buyers across the country may be scouring the real estate listings and hitting the open house circuit. But before you hit the streets, is...
View ArticleHow credit-builder loans help rebuild or establish credit
Whether you're trying to build credit for the first time or to repair credit following a foreclosure or other difficulties, a little-known option called a credit-builder loan or a starter loan can...
View ArticleStudent cards offer first step into credit world
It's the old Catch-22 — you need a credit card to begin building a credit history, but you need a credit history to qualify for a credit card. For college students, however, credit issuers have created...
View ArticleBad credit? Getting past that dreaded credit check
Of course lenders pull your credit when you apply for a car loan, a mortgage or a new credit card. But you might be surprised at the number of other life events — big and small — that also require a...
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